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Business Overhead
Expense Insurance
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As a business owner, what would happen if you became disabled? How
would you meet ongoing business expenses while disabled?
Business Overhead Expense Insurance provides money to pay covered
expenses until you recover and either return to work or sell your
business.
Because all Business Overhead Expense Insurance policies are not the same, it
is important as a small business owner to consider the following:
- Renewability Provisions - Is the policy non-cancelable or guaranteed
renewable only?
- Residual Benefits
- Carry-Over Provisions - Unused benefits carry over to the next
month and are used to cover expenses in the months where they
exceed the monthly benefit.
- Future Increase Options or Additional Purchase Options
- Coverage For All Reasonable Expenses
As you can see, there are many variables to consider. Let R.K. Tongue assist
you. We will take the time to listen to your specific needs and
design a solution tailored specifically for your business.
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